privacy policy (GDPR)

Introduction

The Data Protection Act requires companies and individuals who process and retain information about their customers to tell the customer how the information will be used, stored and to what purpose it will be put.
Avelease are committed, at all times, to respect and protect your privacy. So, unless you choose otherwise, you can contact us, by any means, or visit our website, without identifying yourself or divulging personal information.
Avelease are registered under the Data Protection Act 1998 and this Privacy Policy, if you consent us to do so, sets out your rights and our practices as to how your personal data is collected, used, stored and protected.

Who are we?

Avelease is the trading style of ATF Commercial Limited (Company No:3893366) of 52 London Road, Harleston, Norfolk, IP20 9BZ. ICO Registration No:Z6103904 and who are Regulated by the Financial Conduct Authority, as Commercial Finance Brokers, based in Norfolk, acting as abusiness asset finance brokerto UKbusiness customers and business individuals.

How we will use information about you?

Avelease take your privacy seriously and willonly use your personal information you provide, in any format,and only if you provide consent to do so, in a number of ways, which will help us to assist in;

Potential lenders to make credit decisions.
For fraud prevention purposes.
For audit purposes.
For internal statistical analysis.
Credit reference checks.

In the process of any credit application,you may request Avelease, from time to time, to undertake, we may share your information with, and obtain information about you from, credit reference or fraud prevention agencies.

We will not disclose your information to any third party non-credit provider or credit agency,except to help prevent fraud or if required by law to do so.

Information Commissioner's Office (ICO)

The ICO is the UK's independent governing body, set up to uphold information rights under the Data Protection Act. If you have a concern about our organisation's “information rights” practices, report it to us and if you are not satisfied with our response or believe we are not processing your personal data in accordance with the law you can complain to the Information Commissioner’s Office (ICO) who can be contacted at:

Information Commissioner's Office
Wycliffe House
Water Lane
Wilmslow
SK9 5AF
Telephone: 0303 123 1113

Your Personal Data:

What we need

The basic personal data you will need to provide, but not limited to, will be:
Full name
Date of birth
Home address
Marital status
Home owner/tenant (including mortgage/value of property or landlord status). Other personal credit commitments. Business connections (ie: shareholders/partnerships held). Personal contact details i.e.: email address, business, home and mobile telephone number.

Why we need it

In order for us to recommend suitable financial products, based on your personal circumstances, based on your personal data, acting as a finance broker, for you either as an individual, sole trader, partner of director/shareholder of a UK business.

What we do with it

Avelease control all the personal data you provide us with and is held at our premises, securely, however, for the purposes of IT hosting and maintenance, this information is located on servers within the European Union. No third parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data.

Aveleasewill not pass your data to any third partyseeking to offer you their products or services outside our supporting Finance Companies for the purpose of your credit application.

Your data is stored in house and is supported by way of two external encrypted back up facilities, based in the UK and the European Union.

How long we keep it

We are required to keep your basic personal data for a reasonable amount of time. Generally this is 7 years after the end of the term of any finance provided. After which time your data may be destroyed. Any information held, for marketing purposes, and if consented to do so, will be kept with us until you notify us that you no longer wish to receive such information.

Future “Marketing Opt-In”

As an existing or potential client of Avelease, we believe you may have a legitimate interest in receiving information about future products and services we may have to offer you. This we can only do if you consent us to do so.

Your rights to the information we hold on you

Under the Data Protection Act you have the right to request a copy of what information we hold about you. If at any point you believe retained information is incorrect you can request to see this information, free of charge, and request to have it corrected and possibly deleted.
If you wish to raise a complaint on how we have handled your personal data, you can contact, in the first instance, Nick Watts, at this office, who will investigate the matter.

Where relevant, you have the right to withdraw consent at any time and this means that we cannot continue to hold any of your personal data without your future consent except to help prevent fraud or if required by law to do so.

If you do wish to withdraw your consent please do so in writing at any time.

Use of your information by our supporting Finance Providers

Finance providers, to whom your finance application is passed, will generally make wider use of the personal data than Avelease. If you receive any finance documents, they should include a statement telling you what they will do with your information, or tell you where to look to find out what use they will make of it, along with a request for your consent to use your data. The statement should usually appear near the signature box, or clearly placed on the front page or should clearly draw your attention to where the information is.

All finance companies will check the information supplied with data held by credit reference agencies. The lender may search on more than one occasion. Every time a search is made it is recorded by the agency and this record may be disclosed to other organisations when subsequent searches on you are carried out. Finance providers will use the information obtained in the credit reference searches to help them assess the application.

The finance provider may check your details with the credit reference agency or other agencies in order to satisfy its self that all details on the application are true, and that the application has really been made by you. If they suspect the information to be false or inaccurate they may report it to a fraud prevention agency.

All finance companies keep information about their customers and will record the conduct of any finance agreement throughout its duration, including how punctually the payments are made, along with other information, with one or more credit reference agencies. This enables them, and others, to make decisions about credit and credit related services for you.

Information may also be provided to other agencies to trace debts, recover debt, prevent fraud and to check your identity to prevent money laundering. Information, which is discovered by the finance provider to be different from that given by you or Avelease, is likely to be noted.

Information may also be used for statistical analysis and may be done by them or a third party. If a third party is used they are obliged to ensure that your data is properly secure. Many finance providers may also need to give information about you and your account to their bankers, other providers, insurers and re-insurers of funding for their lending or any other product they have offered you.

If the finance company intends to use your information for any other purposes not included above, it will explain this in its documents.

Also you are able to obtain a copy of what information any of the finance providers may hold about you and you can request a copy from them, at any time.

DOWNLOAD BROCHURES